Holders of low numbers of points can never get value from them unless they can take their holidays in low season and at short notice so that they can take advantage of Pointsaver offers.
If a holder of, say 3000 points were able to carry these forward over three years and then take a week valued at 9000 points, the cost in terms of management fees would be around £1200 - a very expensive holiday.
For somebody owning 9000 points the cost of the same holiday would only be £400.
This, of course, ignores the cost of the capital investment and the potential loss on same of the points were bought directly from Sunterra.
A 3000 point holding can give good value if used annually to book Pointsaver weeks, e.g. It would be enough for a 4 week break at Garden Lago in low season using Pointsaver, when the management cost would be only £100 per week.